Stornowaybc.com – DANA Application. DANA is one of the most widely relied on e-wallet applications by the Indonesian people now, no wonder because the development of e-wallet in Indonesia is very fast.

The DANA application is also an application that can be used not only to store e-wallet balances. Instead, users can also use it to transfer, buy and pay for digital products, and more.

Of course there are still many features, functions, and uses of the DANA apk available on Android and iPhone. But maybe not many people know the whole thing about the original Indonesian application.

After previously discussing the pulse-generating application, here we will explain to you about the DANA application. Including understanding, definition, meaning, how it works, transfer, register, download, and more.

Understanding the DANA Application

Reporting from the official website, dana.id, DANA is an Indonesian digital wallet application designed so that users can make non-cash and non-card transactions digitally. Transactions made by users can be online or offline.

In addition, DANA also facilitates digital financial transactions so that they can continue to run quickly, practically, while ensuring their security. Indonesia’s best talents continue to develop DANA to be better in the future.

In addition, as a digital wallet that has an open platform, DANA is ready to be used to support every economic activity in Indonesia. Not only that, DANA will also support the digital lifestyle of all people.

By using the DANA application, the Indonesian people are expected to be more productive, efficient, and capable of being more competent. DANA can also be further optimized to support government commitments.

The support is interpreted in order to save the cost of production and distribution of physical money. In addition, the DANA application is also expected to increase public financial literacy and inclusion throughout Indonesia.

DANA claims to be proof that Indonesia is a country that can build and develop technology as well as digital economic infrastructure. Indonesia and DANA will always be ready to be relied on by the public.

DANA Application History

This Indonesian digital wallet called DANA was originally founded in 2017 by Vincent. DANA at that time became a startup platform to provide e-money transactions for the people of Indonesia.

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At that time, Vincent said that DANA was the start in the field of financial technology and a technology company to develop the sector. In addition, he said that DANA is different from other digital financial transaction services.

This is because DANA carries the concept of an open payment platform, in other words, DANA can be integrated into various external or online platforms. DANA can also be used for transactions at TIX ID, Bukalapak, or BBM.

The concept allows users to interact with various forms of payment, including credit and debit cards. It also allows users to use it for various needs, including education and social services.

How to Register for a DANA Application Account

To use the DANA application, users must first create or register an account. In this activity, users need a cellphone, internet network, and an ID card and follow the procedure below.

Download the DANA app on your Android or iOS device first.
Open the application on your cellphone.
Enter your mobile number, then click “Continue” (this mobile number will be your DANA account).
Enter the OTP code that has been sent to your mobile number.
Create a PIN Code consisting of 6 digit numbers.
The DANA account has been created.
Done.

If your DANA account has been created, you can upgrade to premium to be able to enjoy the full service. However, the free version can still be used for digital purchases and payments.

If you want to upgrade to premium DANA, here are the steps.

Open the DANA app.
Continue by selecting the “Me” section.
Select “Verify My Account”.
Your e-KTP photo.
Then take a selfie along with the e-KTP.
Make sure the data is in accordance with the e-KTP.
Wait for the verification process.
Done.

How to Use the DANA App

As is the case with the YouTube app, FUNDS are used after creating an account. If you are already using an account, then you can use the DANA application to make payments or purchase digital products as below.

1. Transfer Fund Balance to Bank

Open the DANA app on your phone.
Then select the “Send” menu at the top of the application.
Select “Send to Bank”.
Select “Add Bank Account”.
Enter the account number and nominal you want.
Select “Fund Balance”.
Send money successfully.
Done.

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2. Pay for Electricity at DANA

Open the DANA app.
Select the “Electricity” menu at the top of the application.
Choose prepaid or postpaid.
Enter your PLN Customer ID number.
After that, the amount of the bill that you have to pay will appear.
Pay using DANA Balance.
Done.

3. Buy Credit at DANA

Open the DANA app.
Select “Toll and Data”.
Enter your mobile number that you want to fill in.
Choose Credit or Data Package.
Choose the nominal pulse or data package as listed and desired.
Confirm payment by selecting a payment method.
If you agree, select “Pay”.
Done.

4. How to Pay QR Code DANA

Open the DANA app.
Select “Pay” at the bottom of the menu.
Scan the QR Code or QRIS where you made a purchase.
After that input the amount of money you will pay.
Done.

5. Pay Insurance Premiums at DANA

Open the DANA app.
Select “See All”.
Select Pay Insurance/BPJS Health.
Enter the participant or policy number.
View your insurance bill.
Make sure the billing amount and participant number match yours.
Pay with FUND Balance.
Done.

Advantages of the DANA Application

DANA has many advantages and advantages when compared to other digital financial transaction apks. Here are some of the benefits of DANA users after installing the application.

1. Pay Bills Anywhere

DANA application users can pay various bills anywhere and anytime. As long as you have the DANA application, have registered an account, and have a stable internet connection, users can pay bills such as:

Electricity.
Credit and data packages.
PDAM Water Bill.
Insurance.
BPJS.
Internet and Cable TV bills.
And many more.

2. Payment of Various Merchants

Not only payments for daily necessities, DANA users can also shop practically and easily with applications through various merchants. Currently there are many merchants on the DANA apk and of course the number will continue to grow.

Alfamart/Alfamidi
Ramayana
KFC
Dan Dan
Hoka-Hoka Bento
Gulu-Gulu
fore
GM Noodles
Memories Coffee
Mocha
And many more

3. Offer Attractive Promos

The advantage of the DANA digital wallet is that there are many interesting promos that are often offered. These promos are usually in the form of discounts for purchases at certain merchants, to cashback balances at certain events.

Don’t miss it, there are always promos when you pay for your daily needs. For example, paying for electricity can get a discount, so that your expenses become more economical than having to buy electricity offline.

4. Transfer to another bank

The DANA digital wallet can also be used by users who want to transfer money for free to other banks without admin fees. As is known, the admin fee for interbank transactions is IDR 6,500, but using DANA is free.

But this advantage is limited, meaning that it is only for 10 transactions per month. After the quota runs out, you will be charged a transfer fee of IDR 4,500 per transfer to the bank.

5. Safeguarded

DANA also guarantees the complete security of user transactions. First, they impose a PIN and OTP on every transaction, and both are only known by the user so as to minimize crime.

This digital wallet also provides a 100% money back guarantee in the event of a transaction failure due to the DANA system. Therefore, you no longer need to hesitate to use DANA as your digital wallet.

The final word

Maybe that’s all the discussion about the DANA Android application that we can convey on this occasion. We hope that the discussion that we have conveyed will make you understand more about e-wallet DANA.

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